Everyone is Certified - Everyone
Our entire staff in Finance & Insurance (F&I for short) has passed the rigorous certification of the Association of Finance & Insurance Professionals. This college-level program gives them in-depth knowledge of the regulatory and legal aspects of the field and lays a strong foundation in the industry's best ethical practices.
OWNERSHIP PROTECTION
Vehicle Service Agreement
When your factory warranty expires, our Vehicle Service Agreement keeps your peace of mind going and going. You will continue to enjoy extensive coverage of key components, including thorough mechanical, computer, and electrical protection. It guards against future rising costs of parts and labor, and includes towing service, travel protection, and a loan car during repairs. If you sell your vehicle to an individual buyer, the service agreement is transferable.
Prepaid Maintenance Plan
Proper maintenance pays off in ways beyond just extending the life and performance of your car. A well-maintained vehicle has higher resale value. The maintenance plan also insulates you against potentially costly repairs in the future, and it even has environmental benefits: a well-maintained vehicle consumes less fuel and has lower emissions. In addition, our plan may be transferred if you sell your car to an individual.
Credit Application
It only takes a few minutes to fill out our brief online application. No printing, scanning, or faxing needed.
Leasing
A lease can be a good way to have a more affordable payment than when buying a car. Your lease payment covers only the vehicle depreciated value (plus the lessor’s monthly finance charges), not the entire purchase value. Most vehicles are leased for 24 to 48 months. We don’t recommend leasing a vehicle for longer than its general warranty. For people who drive an average number of miles and take good care of their vehicles, leasing is a good financing alternative. Note: If the vehicle incurs excessive wear and tear or mileage during the lease period, a fee will be assessed when the vehicle is turned in, unless you have coverage such as our Excess Wear Waiver.
Traditional Financing
Traditional financing is an installment transaction over a period of time. You agree to pay the amount financed, plus an agreed-upon finance charge. Traditional financing is probably right for you if you like the idea of owning a vehicle or you plan to keep the car for more than a few years. Sewell works with many different lenders to offer you competitive rates. A big part of our service is staying on top of the finance market, knowing which lenders have the best offers at any given time. Talk to your Sewell business manager about what we are seeing in the market today.
